A TruePane company - serving Naples, FL

Impact Windows & Your Insurance Premium | TruePane Windows & Doors

Every visit starts with

Free in-home measure and quote - PGT, CGI and CWS impact lines compared on your actual openings, style by style

Styles & brands we work with

Single hung
Single hung
Double hung
Double hung
Horizontal roller
Horizontal roller
Casement
Casement
Bay & bow
Bay & bow
Sliding glass doors
Sliding glass doors
Entry doors
Entry doors
Impact garage doors
Impact garage doors
PGT
PGT
CGI
CGI

Before & after – our own jobs

Before - Recent ProjectBeforeAfter - Recent ProjectAfter
Recent Project
Before - Full RestorationBeforeAfter - Full RestorationAfter
Full Restoration
Before - Complete UpgradeBeforeAfter - Complete UpgradeAfter
Complete Upgrade

In Florida, impact windows and doors are one of the few home improvements the law itself helps pay for. Florida Statute 627.0629 requires residential insurers to offer discounts and credits for construction features that reduce windstorm losses - and documented opening protection is exactly that.

How the Discount Actually Lands

The discount is real, but it is not automatic. Insurers credit what is documented, and the document that matters is the uniform wind-mitigation inspection form. Here is the path:

  • 1. Protect every opening. Credits are strongest when all openings - windows, entry doors, sliders and garage doors - carry rated protection.
  • 2. Keep the product approvals. Every unit we install has a product-approval number matched to your address and wind zone; we compile them for you.
  • 3. Get the wind-mitigation inspection. A licensed inspector completes the uniform mitigation form documenting your opening protection.
  • 4. File it with your carrier. Your insurer applies the windstorm-premium credits - Florida homeowners average around 25% on the windstorm portion of the policy, and some homes qualify for more depending on zone and carrier.

What TruePane Windows & Doors Hands You

  • Product-approval numbers for every installed opening
  • Permit records and the passed final inspection
  • An itemized scope listing each protected opening
  • Coordination for the wind-mitigation inspection after install

Ask your carrier what your specific windstorm premium would look like with documented opening protection - then call (239) 326-9942 and we’ll price the openings. For many coastal homeowners the insurance savings alone retire a meaningful share of the monthly payment.

Discount amounts are set by your insurer based on your policy, home and wind zone; we provide the documentation, your carrier sets the credit.

Why Impact

Six Reasons Homeowners Choose TruePane Windows & Doors

Hurricane Protection

Impact systems engineered to design pressures up to +/-100, matched to your wind zone - your openings hold when the storm arrives.

Energy Savings

Low-E insulated impact glass from our manufacturer lines commonly cuts monthly cooling bills 20-30%.

Noise Reduction

Laminated impact glass shuts out up to 40% of outside noise - traffic, neighbors, weather.

Burglar Resistant

Monitoring services run $30-90 a month. Laminated impact glass resists forced entry around the clock, with no subscription.

Insurance Savings

Florida homeowners average around 25% savings on the windstorm portion of their policy after protecting every opening - some homes qualify for more.

Property Value

A full impact package upgrades curb appeal, buyer confidence and appraised value in one project.

Other Services

Other TruePane Windows & Doors Services

Reviews

What Neighbors Say About TruePane Windows & Doors

★★★★★

"Impact windows on the whole house. They handled the permit, the inspection, and gave me a folder with every approval number for the insurance company. My windstorm premium dropped enough to notice."

BBill T.
★★★★★

"French doors to the patio, custom size because this house was built in 1961 and nothing is standard. Measured twice, three weeks to fabricate like they warned, and the install day they laid runners over my floors without being asked."

MMarie S.
★★★★★

"A casement crank had stripped and the sash was swollen shut. The technician, Ray, fixed the crank on the spot and only then talked about replacement for the three windows that were genuinely done. That is why the whole street uses them now."

EEleanor G.
★★★★★

"Our bay window had rotted at the sill and two other outfits wanted to talk us into a flat picture window instead. TruePane rebuilt the opening and matched the original look. Neighbors have knocked on the door about it."

GGene A.
★★★★★

"Eleven windows replaced in two days. The crew chief, Marcus, showed me the level on every single frame before they caulked it. My wife noticed the street noise was gone before I did."

RRonald P.
★★★★★

"Whole-house window replacement at 71 years old is not something you want to do twice. Dale walked the house himself for the quote. Crew was the same three men all four days, and the foreman knew every window by room."

PPat and Ray L.
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